/* Florida Closing Guide theme v0.3 — CDO reference styles (namespaced fcg-) + Ghost adaptation. */

.fcg{--navy:#193B4C;--deep:#102d3e;--teal:#3F7778;--brass:#C18B53;--ivory:#F6F3EC;--ink:#252E33;--muted:#65767d;--line:#dfe7e7;--white:#fff;--shadow:0 13px 40px rgba(17,46,60,.075)}.fcg *{box-sizing:border-box}body.fcg{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6}.fcg button,.fcg input,.fcg select{font:inherit}.fcg button{cursor:pointer}.fcg-home a,.fcg-header a,.fcg-footer a{color:inherit;text-decoration:none}.fcg-home a:hover,.fcg-header a:hover{color:var(--teal)}.fcg button:focus-visible,.fcg a:focus-visible,.fcg input:focus-visible,.fcg select:focus-visible,.fcg summary:focus-visible{outline:3px solid var(--brass);outline-offset:3px}.fcg-wrap{max-width:1150px;margin:auto;padding:0 28px}.fcg-eyebrow{font-size:11px;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:var(--teal)}.fcg h1,.fcg h2,.fcg h3{font-family:'Plus Jakarta Sans',Inter,sans-serif;line-height:1.16;letter-spacing:-.038em;color:var(--navy);margin:0}.fcg-home h1{font-size:clamp(37px,5.2vw,65px);letter-spacing:-.055em}.fcg-home h2{font-size:clamp(27px,3.1vw,40px)}.fcg-home h3{font-size:19px}.fcg-muted{color:var(--muted)}.fcg-btn{border:0;border-radius:9px;background:var(--teal);color:white;padding:13px 19px;font-weight:700;font-size:13px;display:inline-flex;align-items:center;justify-content:center;gap:8px;transition:transform .2s,background .2s}.fcg-btn:hover{transform:translateY(-2px);background:#2c6264;color:white}.fcg-btn.fcg-outline{background:transparent;border:1px solid #a9bdbd;color:var(--navy)}.fcg-btn.fcg-outline:hover{background:#e8eeee}.fcg-small{font-size:12px}.fcg-site-header{height:86px;border-bottom:1px solid #edf0f0;background:white;position:sticky;top:0;z-index:10}.fcg-header-inner{height:100%;display:flex;align-items:center;gap:34px;justify-content:space-between}.fcg-brand-logo{display:block;width:275px;max-width:100%;height:auto}.fcg-nav{display:flex;align-items:center;gap:27px;font-size:13px;font-weight:600}.fcg-nav a:hover{text-decoration:underline;text-underline-offset:5px}.fcg-nav .fcg-nav-action{background:var(--navy);color:white;padding:10px 15px;border-radius:8px}.fcg-menu-btn{display:none;border:0;background:transparent;font-size:24px;color:var(--navy)}.fcg-hero{background:linear-gradient(125deg,#fbfaf7 3%,#f0f6f3 100%);border-bottom:1px solid #e8eae7}.fcg-hero-grid{min-height:590px;display:grid;grid-template-columns:1.02fr .98fr;gap:64px;align-items:center;padding-top:76px;padding-bottom:76px}.fcg-hero-copy h1{max-width:630px;margin:14px 0 20px}.fcg-hero-copy p{font-size:17px;color:#556970;max-width:520px;margin:0 0 27px}.fcg-hero-actions{display:flex;flex-wrap:wrap;gap:11px}.fcg-trustline{display:flex;align-items:center;gap:19px;margin-top:26px;font-size:11px;color:#61747a}.fcg-trustline span:before{content:'✓';color:var(--teal);font-weight:900;margin-right:6px}.fcg-hero-panel{background:#fff;border:1px solid #e2e7e4;border-radius:20px;box-shadow:0 25px 65px rgba(20,53,63,.11);padding:24px;position:relative}.fcg-panel-tag{font-size:11px;color:var(--teal);font-weight:800;letter-spacing:.1em;text-transform:uppercase}.fcg-hero-panel h3{margin:6px 0}.fcg-field-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.fcg-field{display:flex;flex-direction:column;gap:6px}.fcg-field label{font-weight:700;color:#41555d;font-size:11px}.fcg-field select,.fcg-field input{width:100%;height:45px;background:#f7f9f8;border:1px solid #dce4e3;border-radius:8px;padding:0 12px;min-width:0;color:var(--navy)}.fcg-toggle{display:flex;background:#eff4f2;padding:4px;border-radius:9px;gap:4px;margin:15px 0}.fcg-toggle button{flex:1;border:0;background:transparent;color:#5b7276;border-radius:7px;padding:10px;font-size:12px;font-weight:700}.fcg-toggle button.fcg-active{background:var(--navy);color:#fff}.fcg-calc-list{margin:15px 0 4px;border-top:1px solid var(--line)}.fcg-calc-row{display:flex;justify-content:space-between;gap:12px;padding:10px 0;border-bottom:1px solid #edf0f0;font-size:12px}.fcg-calc-row b{color:var(--navy)}.fcg-calc-row.fcg-total{font-size:16px;font-weight:800;border:0}.fcg-calc-note{font-size:10px;line-height:1.5;color:#77868a;margin:11px 0 0}.fcg-section{padding:77px 0}.fcg-section-head{margin-bottom:25px}.fcg-section-head h2{margin:7px 0 8px}.fcg-cards3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.fcg-path-card,.fcg-resource-card,.fcg-guide-card{border:1px solid #dfe8e8;border-radius:16px;padding:25px;background:white;transition:box-shadow .2s,transform .2s}.fcg-path-card:hover,.fcg-resource-card:hover,.fcg-guide-card:hover{box-shadow:var(--shadow);transform:translateY(-3px)}.fcg-iconbox{height:45px;width:45px;display:grid;place-items:center;border-radius:12px;background:#e7f0ec;color:var(--teal);font-size:23px;font-weight:700;margin-bottom:18px}.fcg-path-card h3{margin-bottom:7px}.fcg-path-card p,.fcg-guide-card p,.fcg-resource-card p{font-size:13px;color:var(--muted);margin:0 0 17px}.fcg-text-link{color:var(--teal);font-weight:800;font-size:12px}.fcg-text-link:hover{text-decoration:underline}.fcg-light{background:#f8faf9}.fcg-searchbar{display:flex;gap:12px;align-items:center;border:1px solid #d9e4e2;background:white;border-radius:12px;padding:12px 17px;box-shadow:0 7px 25px rgba(21,50,60,.045);max-width:650px}.fcg-searchbar input{border:0;outline:0;flex:1;min-width:0;font-size:14px}.fcg-questions{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:24px}.fcg-question{border:1px solid #dae4e2;border-radius:10px;background:white;text-align:left;padding:17px 20px;font-size:14px;font-weight:700;color:var(--navy);display:flex;align-items:center;justify-content:space-between}.fcg-question:hover{border-color:var(--teal)}.fcg-answer{display:none;background:#f2f7f5;border:1px solid #d8e5e1;border-top:0;padding:16px 20px;font-size:13px;color:#42585f;border-radius:0 0 10px 10px;margin-top:-9px}.fcg-qa.fcg-open .fcg-answer{display:block}.fcg-qa.fcg-open .fcg-question{border-radius:10px 10px 0 0}.fcg-topics{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.fcg-resource-card{padding:22px}.fcg-resource-card h3{font-size:16px}.fcg-resource-card p{margin-top:9px}.fcg-article-meta{color:var(--teal);font-weight:700;font-size:10px;letter-spacing:.09em;text-transform:uppercase}.fcg-guide-card h3{font-size:17px;margin:11px 0}.fcg-guide-card{min-height:220px;display:flex;flex-direction:column;align-items:flex-start}.fcg-guide-card .fcg-text-link{margin-top:auto}.fcg-directory{background:#edf3f2;border-radius:24px;padding:38px;display:flex;align-items:center;gap:45px;justify-content:space-between}.fcg-directory h2{font-size:29px;margin:7px 0 10px}.fcg-directory p{margin:0;font-size:14px;color:#60747b;max-width:600px}.fcg-directory .fcg-btn{flex-shrink:0}.fcg-newsletter{background:linear-gradient(112deg,#f5ebdb,#e3f1ee);border-radius:25px;padding:51px;text-align:center}.fcg-newsletter h2{margin:7px 0 12px}.fcg-newsletter p{max-width:500px;margin:0 auto 22px;font-size:14px;color:#65767d}.fcg-newsletter form{display:flex;gap:8px;justify-content:center;max-width:450px;margin:auto}.fcg-newsletter input{border:1px solid #dce5df;padding:13px 16px;border-radius:9px;min-width:0;flex:1}.fcg-newsletter-status{font-size:12px;min-height:24px;margin-top:12px!important}.fcg-footer{background:var(--navy);color:#e3edef;padding:48px 0 25px}.fcg-footgrid{display:flex;justify-content:space-between;align-items:start;gap:30px}.fcg-footgrid p{max-width:420px;color:#bfcdd1;font-size:12px}.fcg-footlinks{display:flex;gap:22px;flex-wrap:wrap;font-size:12px}.fcg-footbottom{border-top:1px solid #52707b;margin-top:27px;padding-top:20px;color:#b7cbd0;font-size:11px}.fcg-pill{display:inline-block;background:#e8f1ee;border-radius:100px;padding:5px 9px;color:var(--teal);font-weight:700;font-size:10px}.fcg-notice{background:#fff8e9;border-left:3px solid var(--brass);padding:12px 15px;color:#766247;font-size:11px;margin-top:12px;border-radius:4px}#fcg-search-results{font-size:12px;color:var(--muted);padding-top:9px;min-height:25px}.fcg-preview-flag{background:#deeee9;color:#2d6868;text-align:center;padding:8px 10px;font-size:11px;font-weight:650}.fcg-hide{display:none!important}@media(max-width:900px){.fcg-hero-grid{gap:28px;grid-template-columns:1fr 1fr}.fcg-hero-panel{padding:18px}.fcg-brand-logo{width:230px}.fcg-topics{grid-template-columns:1fr 1fr}}@media(max-width:700px){.fcg-wrap{padding:0 20px}.fcg-site-header{height:70px}.fcg-brand-logo{width:205px}.fcg-menu-btn{display:block}.fcg-nav{display:none;position:absolute;left:0;right:0;top:69px;background:white;border-bottom:1px solid var(--line);padding:22px;flex-direction:column;align-items:flex-start;gap:20px}.fcg-nav.fcg-show{display:flex}.fcg-hero-grid{grid-template-columns:1fr;padding-top:51px;padding-bottom:55px;gap:36px;min-height:0}.fcg-hero-copy p{font-size:15px}.fcg-hero-panel{max-width:500px;width:100%;margin:auto}.fcg-trustline{flex-wrap:wrap;gap:9px 18px}.fcg-section{padding:54px 0}.fcg-cards3,.fcg-questions{grid-template-columns:1fr}.fcg-topics{grid-template-columns:1fr 1fr}.fcg-path-card,.fcg-guide-card{padding:21px}.fcg-directory{padding:27px;display:block}.fcg-directory .fcg-btn{margin-top:23px}.fcg-newsletter{padding:33px 18px}.fcg-footgrid{display:block}.fcg-footlinks{margin-top:22px}.fcg-field-grid{gap:8px}}@media(max-width:420px){.fcg-topics{grid-template-columns:1fr}.fcg-field-grid{grid-template-columns:1fr}.fcg-newsletter form{flex-direction:column}.fcg-hero-actions .fcg-btn{width:100%}}

/* Quick answers v2: calm, single-column editorial accordion */
#fcg-questions .fcg-section-head{max-width:680px;margin-bottom:27px}
#fcg-questions .fcg-section-head p{margin-top:8px}
.fcg-questions-simple{max-width:830px;border-top:1px solid #d9e2df}
.fcg-questions-simple .fcg-qa{border-bottom:1px solid #d9e2df}
.fcg-questions-simple .fcg-question{width:100%;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:22px 4px;border:0;border-radius:0;background:transparent;text-align:left;color:var(--navy);font-family:'Plus Jakarta Sans',Inter,sans-serif;font-size:17px;line-height:1.45;font-weight:650}
.fcg-questions-simple .fcg-question:hover{color:var(--teal)}
.fcg-questions-simple .fcg-question:focus-visible{outline-offset:-2px}
.fcg-questions-simple .fcg-qa-symbol{flex:0 0 auto;display:grid;place-items:center;width:28px;height:28px;border:1px solid #ccdcd7;border-radius:50%;color:var(--teal);font-family:Inter,sans-serif;font-size:18px;font-weight:400;line-height:1}
.fcg-questions-simple .fcg-answer{display:none;max-width:700px;padding:0 42px 22px 4px;margin:0;border:0;border-radius:0;background:transparent;color:#52666c;font-size:15px;line-height:1.75}
.fcg-questions-simple .fcg-qa.fcg-open .fcg-answer{display:block}
.fcg-questions-simple .fcg-qa.fcg-open .fcg-question{border-radius:0}
.fcg-quick-more{display:inline-flex;gap:10px;align-items:center;margin-top:22px;color:var(--teal);font-size:14px;font-weight:700}
.fcg-quick-more:hover{text-decoration:underline}
@media(max-width:700px){.fcg-questions-simple .fcg-question{font-size:15px;padding:19px 2px}.fcg-questions-simple .fcg-answer{font-size:14px;padding:0 25px 19px 2px}.fcg-questions-simple .fcg-qa-symbol{width:27px;height:27px}}

/* ===== Ghost adaptation layer (v0.3) ===== */
.fcg{--fcg-navy:#193B4C;--fcg-teal:#3F7778;--fcg-teal-dark:#2c6264;--fcg-brass:#C18B53;--fcg-ivory:#F6F3EC;--fcg-ink:#252E33;--fcg-muted:#5b6b72;--fcg-line:#dfe7e7;--fcg-body:Inter,Arial,sans-serif;--fcg-head:'Plus Jakarta Sans',Inter,sans-serif;--fcg-accent:Newsreader,Georgia,serif;--ghost-accent-color:#3F7778}
body.fcg{overflow-x:hidden}
.fcg-sr{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.fcg-skip{position:absolute;left:-9999px;top:8px;z-index:100;background:var(--navy);color:#fff;padding:10px 14px;border-radius:8px}.fcg-skip:focus{left:12px}
.fcg .fcg-btn{font-family:Inter,Arial,sans-serif;line-height:1.3;text-decoration:none}
.fcg .fcg-btn svg{width:16px;height:16px}
/* header */
.fcg-site-header.gh-navigation{height:86px;padding:0;color:var(--navy)}
.fcg-brand{display:block;flex-shrink:0}
.fcg-brand-logo{width:275px;height:auto}
.fcg-nav a{color:var(--navy);white-space:nowrap}
.fcg-nav-search{display:inline-flex;align-items:center;gap:6px;border:0;background:transparent;padding:6px 0;font-size:13px;font-weight:600;color:var(--navy)}
.fcg-nav-search svg{width:15px;height:15px}
.fcg-nav-search:hover{color:var(--teal)}
.fcg .fcg-nav .fcg-nav-quiet{color:var(--teal);font-weight:700}
.fcg-menu-btn{width:44px;height:44px;align-items:center;justify-content:center;padding:0}
.fcg-menu-icon,.fcg-menu-icon:before,.fcg-menu-icon:after{display:block;width:22px;height:2px;background:var(--navy);border-radius:2px;position:relative;transition:transform .2s}
.fcg-menu-icon:before,.fcg-menu-icon:after{content:'';position:absolute;left:0}.fcg-menu-icon:before{top:-7px}.fcg-menu-icon:after{top:7px}
.is-menu-open .fcg-menu-icon{background:transparent}.is-menu-open .fcg-menu-icon:before{transform:translateY(7px) rotate(45deg)}.is-menu-open .fcg-menu-icon:after{transform:translateY(-7px) rotate(-45deg)}
/* hero */
.fcg-hero-copy h1{color:var(--navy)}
.fcg-trustline{flex-wrap:wrap}
.fcg .fcg-outline{border:1px solid #a9bdbd}
/* calculator panel */
.fcg-toggle button[aria-pressed=true]{background:var(--navy);color:#fff}
.fcg-field select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' fill='none' stroke='%23193B4C' stroke-width='1.6'%3E%3Cpath d='M1 1.5l5 5 5-5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;padding-right:32px}
.fcg-assume-line{display:flex;flex-wrap:wrap;align-items:center;gap:8px 12px;margin-top:12px;font-size:12px;color:#41555d}
.fcg-assume-line>label:first-child{font-weight:700;font-size:11px}
.fcg-inline-num{display:inline-flex;align-items:center;gap:4px}
.fcg-inline-num input{width:4.6em;height:36px;background:#f7f9f8;border:1px solid #dce4e3;border-radius:8px;padding:0 8px;color:var(--navy)}
.fcg-check{display:inline-flex;align-items:center;gap:7px;font-size:12px;font-weight:600;color:#41555d;cursor:pointer}
.fcg-check input{width:16px;height:16px;accent-color:var(--teal);margin:0}
.fcg-custom-note{font-size:11.5px;line-height:1.5;color:#52666c;margin:10px 0 0}
.fcg-advanced{margin-top:12px;border-top:1px solid var(--line)}
.fcg-advanced summary{cursor:pointer;list-style:none;padding:11px 0 4px;font-size:12px;font-weight:700;color:var(--teal)}
.fcg-advanced summary::-webkit-details-marker{display:none}
.fcg-advanced summary:before{content:'+';display:inline-block;width:14px;font-weight:800}
.fcg-advanced[open] summary:before{content:'\2212'}
.fcg-advanced-body{display:grid;grid-template-columns:1fr 1fr;gap:10px 12px;padding:8px 0 4px}
.fcg-advanced .fcg-field-wide{grid-column:1/-1}
.fcg-advanced .fcg-field input:disabled{opacity:.55}
.fcg-input-prefix{position:relative}.fcg-input-prefix>span{position:absolute;left:12px;top:50%;transform:translateY(-50%);color:#65767d;font-size:13px}.fcg-input-prefix input{padding-left:24px}
.fcg-check-block{margin-bottom:2px}
.fcg-calc-list{list-style:none;padding:0}
.fcg-calc-list li.fcg-calc-row{margin:0;align-items:flex-start}
.fcg-calc-item{display:flex;flex-direction:column;gap:3px;min-width:0}
.fcg-calc-name{font-size:12.5px;color:var(--ink);font-weight:600}
.fcg-calc-meta{display:flex;flex-wrap:wrap;align-items:center;gap:5px}
.fcg-calc-meta .fcg-calc-note{margin:0;font-size:10.5px;color:#65767d}
.fcg-calc-amt{font-weight:700;color:var(--navy);font-variant-numeric:tabular-nums;white-space:nowrap;font-size:13px}
.fcg-support{margin-top:6px}
.fcg-support-label{margin:8px 0 0;font-size:10px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:#65767d}
.fcg-calc-list-support{margin-top:4px}
.fcg-calc-row.fcg-total{align-items:baseline;padding-top:12px}
.fcg-calc-row.fcg-total span{color:var(--navy)}
.fcg-calc-row.fcg-total b{font-family:'Plus Jakarta Sans',Inter,sans-serif;font-size:22px;letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.fcg-assumptions{font-size:11px;color:#65767d;margin:2px 0 0}
.fcg-notice strong{color:#5f4b2f}
.fcg-notice{line-height:1.55}
.fcg-legend{display:flex;flex-wrap:wrap;gap:6px;margin:12px 0 10px}
.fcg-src{display:inline-block;border-radius:100px;padding:2px 8px;font-size:10.5px;font-weight:700;line-height:1.5;border:1px solid transparent}
.fcg-src-statute{background:#e3eef0;color:#193B4C;border-color:#c6d9dd}
.fcg-src-rule{background:#e8f1ee;color:#2a5c5d;border-color:#c9dfd8}
.fcg-src-custom{background:#fbf1e4;color:#7a5428;border-color:#ecd5b6}
.fcg-src-est{background:#f1f2f3;color:#4a5560;border-color:#dadde0;border-style:dashed}
.fcg-hero-panel .fcg-text-link{display:inline-block}
/* cards */
.fcg-iconbox svg{width:24px;height:24px}
.fcg-path-card,.fcg-resource-card{display:block;color:inherit}
.fcg-path-card h3,.fcg-resource-card h3{color:var(--navy)}
.fcg-guide-card h3 a{color:var(--navy)}.fcg-guide-card h3 a:hover{color:var(--teal)}
.fcg-topics{grid-template-columns:repeat(5,1fr)}
.fcg-resource-card .fcg-iconbox{margin-bottom:16px}
/* quick answers */
.fcg-qa-h{margin:0;font-size:inherit;letter-spacing:normal}
.fcg-questions-simple .fcg-answer[hidden]{display:none}
.fcg-questions-simple .fcg-qa.fcg-open .fcg-answer{display:block}
.fcg-qa-legal{font-size:12px;color:#65767d;margin:16px 0 0;max-width:830px}
/* directory */
.fcg-dir-form{display:flex;gap:10px;flex-shrink:0;align-items:center}
.fcg-dir-form select{height:47px;max-width:270px;border:1px solid #cfdcda;border-radius:9px;background:#fff;padding:0 34px 0 12px;color:var(--navy);font-size:13px;appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' fill='none' stroke='%23193B4C' stroke-width='1.6'%3E%3Cpath d='M1 1.5l5 5 5-5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center}
/* newsletter (Ghost members form) */
.fcg-news-section{padding-top:12px}
.fcg-newsletter-status{margin:12px 0 0!important;font-size:12px;min-height:20px}
.fcg-ns-ok,.fcg-ns-err{display:none}
.fcg-newsletter form.success~.fcg-newsletter-status .fcg-ns-ok,.fcg-newsletter form.error~.fcg-newsletter-status .fcg-ns-err{display:inline}
.fcg-newsletter form.loading .fcg-btn{opacity:.6}
/* footer */
.fcg-footer a{color:#e3edef}.fcg-footer a:hover{color:#fff;text-decoration:underline}
.fcg-foot-logo{width:236px;height:auto;display:block;margin-bottom:6px}
.fcg-footbottom a{text-decoration:underline}
/* hub / index / author */
.fcg-hub-hero{background:linear-gradient(125deg,#fbfaf7 3%,#f0f6f3 100%);border-bottom:1px solid #e8eae7;padding:64px 0 48px}
.fcg-hub-hero h1{font-size:clamp(34px,4.4vw,54px);letter-spacing:-.05em;margin:10px 0 14px}
.fcg-hub-lede{font-size:17px;color:#556970;max-width:620px;margin:0}
.fcg-hub-count{margin:0 0 18px;font-size:13px}
.fcg-related-h{font-size:clamp(24px,2.6vw,32px);margin:0 0 22px!important}

@media(max-width:900px){
 .fcg-site-header.gh-navigation{height:76px}
 .fcg-menu-btn{display:inline-flex}
 .fcg-nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);padding:18px 28px 24px;flex-direction:column;align-items:flex-start;gap:4px;font-size:15px;box-shadow:0 12px 30px rgba(17,46,60,.08)}
 .fcg-nav a,.fcg-nav-search{padding:10px 0;font-size:15px}
 .is-menu-open .fcg-nav{display:flex}
 .fcg-hero-grid{grid-template-columns:1fr;gap:40px;min-height:0}
 .fcg-hero-panel{max-width:560px;width:100%}
 .fcg-topics{grid-template-columns:1fr 1fr}
 .fcg-directory{flex-direction:column;align-items:flex-start;gap:22px}
}
@media(max-width:700px){
 .fcg-site-header.gh-navigation{height:70px}
 .fcg-nav{padding:14px 20px 22px}
 .fcg-calc-row.fcg-total b{font-size:20px}
 .fcg-dir-form{flex-direction:column;align-items:stretch;width:100%}
 .fcg-dir-form select{max-width:none;width:100%}
 .fcg-directory .fcg-btn{margin-top:0}
 .fcg-hub-hero{padding:44px 0 34px}
 .fcg-hero-copy h1{font-size:clamp(37px,10vw,46px)}
}
@media(max-width:420px){
 .fcg-advanced-body{grid-template-columns:1fr}
 .fcg-brand-logo{width:190px}
 .fcg-hero-actions .fcg-btn{width:100%}
}
@media(prefers-reduced-motion:reduce){.fcg *{transition:none!important;scroll-behavior:auto!important}}

/* Article (v0.2) */
.fcg-article-main{padding:40px 0 32px}
.fcg-read{max-width:760px;margin:0 auto;padding:0 20px}
.fcg-kicker{font:600 .8rem var(--fcg-body);text-transform:uppercase;letter-spacing:.08em;color:var(--fcg-teal-dark)!important;text-decoration:none}
.fcg-article-title{font-size:clamp(2rem,4.6vw,2.9rem);line-height:1.12;margin:10px 0 16px;font-weight:700;letter-spacing:-.015em}
.fcg-article-dek{font-family:var(--fcg-accent);font-size:1.3rem;line-height:1.45;color:var(--fcg-muted);margin:0 0 20px}
.fcg-byline{display:flex;flex-direction:column;gap:2px;font-size:.9rem;color:var(--fcg-muted);padding:14px 0;border-top:1px solid var(--fcg-line);border-bottom:1px solid var(--fcg-line);margin-bottom:32px}
.fcg-byline-author{font-weight:600;color:var(--fcg-ink)}
.fcg-byline a{color:var(--fcg-ink)}
.fcg .fcg-content{--content-width:720px;font-family:var(--fcg-body);font-size:1.0625rem;line-height:1.7;color:var(--fcg-ink)}
@media (min-width:768px){.fcg .fcg-content{font-size:1.125rem}}
.fcg .fcg-content>*+*{margin-top:1.15em}
.fcg .fcg-content>h2{font-size:clamp(1.5rem,3vw,1.75rem);line-height:1.25;margin-top:2em;padding-top:1em;border-top:1px solid var(--fcg-line);margin-bottom:.1em}
.fcg .fcg-content>h2:first-child{margin-top:0;padding-top:0;border-top:0}
.fcg .fcg-content>h3{font-size:1.28rem;line-height:1.3;margin-top:1.9em}
.fcg .fcg-content>h4{font-size:1.08rem;color:var(--fcg-ink);margin-top:1.6em}
.fcg .fcg-content>h2+*,.fcg .fcg-content>h3+*{margin-top:.6em}
.fcg .fcg-content a{color:var(--fcg-teal-dark);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px;word-break:break-word}
.fcg .fcg-content a:hover{text-decoration-thickness:2px}
.fcg .fcg-content ul,.fcg .fcg-content ol{padding-left:1.4em}
.fcg .fcg-content li{margin:.45em 0;padding-left:.25em}
.fcg .fcg-content li::marker{color:var(--fcg-teal);font-weight:700}
.fcg .fcg-content strong{color:var(--fcg-navy);font-weight:650}
/* Tables */
.fcg .fcg-content .fcg-table{position:relative;overflow-x:auto;margin:1.6em 0;border:1px solid var(--fcg-line);border-radius:10px;background:#fff;
  background-image:linear-gradient(to right,#fff,#fff),linear-gradient(to left,#fff,#fff),linear-gradient(to right,rgba(25,59,76,.14),transparent),linear-gradient(to left,rgba(25,59,76,.14),transparent);
  background-position:left,right,left,right;background-repeat:no-repeat;background-size:24px 100%,24px 100%,12px 100%,12px 100%;background-attachment:local,local,scroll,scroll}
.fcg .fcg-content table{display:table;width:100%;margin:0;border-collapse:collapse;font-size:.95rem;line-height:1.5;white-space:normal;overflow:visible;background:transparent}
.fcg .fcg-content th,.fcg .fcg-content td{padding:11px 14px;text-align:left;vertical-align:top;border-bottom:1px solid #ECE7DC;white-space:normal;word-break:normal;overflow-wrap:anywhere}
.fcg .fcg-content th{background:#F3EFE6;color:var(--fcg-navy);font-weight:650;font-size:.85rem;letter-spacing:.01em}
.fcg .fcg-content tr:last-child td{border-bottom:0}
.fcg .fcg-content table:not(.fcg-stack){min-width:520px}
@media (max-width:639px){
  .fcg .fcg-content .fcg-table:has(.fcg-stack){border:0;background:none;overflow:visible}
  .fcg .fcg-content table.fcg-stack thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
  .fcg .fcg-content table.fcg-stack,.fcg .fcg-content table.fcg-stack tbody,.fcg .fcg-content table.fcg-stack tr,.fcg .fcg-content table.fcg-stack td{display:block;width:100%}
  .fcg .fcg-content table.fcg-stack tr{background:#fff;border:1px solid var(--fcg-line);border-radius:10px;padding:6px 14px;margin-bottom:12px}
  .fcg .fcg-content table.fcg-stack td{padding:8px 0;border-bottom:1px solid #ECE7DC}
  .fcg .fcg-content table.fcg-stack tr td:last-child{border-bottom:0}
  .fcg .fcg-content table.fcg-stack td::before{content:attr(data-label);display:block;font-weight:650;font-size:.72rem;letter-spacing:.05em;text-transform:uppercase;color:var(--fcg-muted);margin-bottom:2px}
  .fcg .fcg-content table.fcg-stack td:first-child{font-weight:650;color:var(--fcg-navy)}
}
/* Quotes / sources */
.fcg .fcg-content blockquote:not([class]),.fcg .fcg-content .fcg-sources{border-left:3px solid var(--fcg-brass);background:#fff;padding:16px 20px;border-radius:0 10px 10px 0;font-size:.95rem;line-height:1.6;color:var(--fcg-ink);font-style:normal;margin:1.6em 0}
.fcg .fcg-content .fcg-sources{list-style-position:outside;padding-left:2.4em}
.fcg .fcg-content .fcg-sources::before{content:"Sources";display:block;margin-left:-1.2em;font:600 .76rem var(--fcg-body);text-transform:uppercase;letter-spacing:.07em;color:var(--fcg-muted);margin-bottom:6px}
.fcg .fcg-content h2[id*=source]+ul,.fcg .fcg-content h2[id*=source]+ol{font-size:.95rem;background:#fff;border:1px solid var(--fcg-line);border-radius:10px;padding:14px 18px 14px 2.4em}
.fcg .gh-content blockquote.kg-blockquote-alt{font-family:var(--fcg-accent);color:var(--fcg-navy)}
.fcg-disclosure{margin:48px 0 0;padding:18px 20px;background:#fff;border:1px solid var(--fcg-line);border-radius:10px;font-size:.9rem;color:var(--fcg-muted)}
.fcg-disclosure p{margin:0 0 6px}.fcg-disclosure p:last-child{margin:0}
.fcg .gh-pagination{margin-top:32px}
.fcg .fcg-btn,.fcg .fcg-btn:hover{color:#fff;font-size:13px;font-weight:700;font-family:Inter,Arial,sans-serif;letter-spacing:0}
.fcg .fcg-btn.fcg-outline,.fcg .fcg-btn.fcg-outline:hover{color:var(--navy)}
.fcg-home a.fcg-text-link,.fcg-home .fcg-text-link{color:var(--teal)}
.fcg-home a.fcg-quick-more{color:var(--teal)}
.fcg .fcg-content p,.fcg .fcg-content li,.fcg .fcg-content td{overflow-wrap:anywhere}
@media(max-width:640px){.fcg .fcg-table thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}}
.fcg [hidden]{display:none!important}
/* ===== v0.4 hero teaser ===== */
.fcg-hero-grid{align-items:center}
.fcg-teaser-form .fcg-calc-list{min-height:0}
.fcg-teaser-form .fcg-calc-row.fcg-total{font-size:16px;font-weight:800;border:0;padding-top:12px}
.fcg-teaser-form .fcg-calc-row.fcg-total b{font-family:Inter,Arial,sans-serif;font-size:16px;letter-spacing:0}
.fcg-teaser-form .fcg-calc-row span{color:#41555d}
.fcg-teaser-form .fcg-calc-row.fcg-total span{color:var(--navy)}
.fcg-teaser-form .fcg-calc-note{font-size:11px;color:#65767d;margin:6px 0 14px}
.fcg .fcg-teaser-btn{width:100%}
/* ===== v0.4 full calculator page ===== */
.fcg-calcpage-hero{padding:60px 0 46px}
.fcg-calcpage-hero h1{font-size:clamp(34px,4.4vw,54px);letter-spacing:-.05em;margin:12px 0 14px;max-width:760px}
.fcg-calcpage-lede{font-size:17px;color:#556970;max-width:620px;margin:0}
.fcg-calcpage-body{padding-top:44px}
.fcg .fcg-calcpage-panel{max-width:860px;margin:0 auto;padding:32px;display:block}
.fcg .fcg-calcpage-panel>*{grid-column:auto}
.fcg .fcg-calcpage #fcg-est{font-family:Inter,Arial,sans-serif;font-size:14px;color:var(--ink);max-width:none;--b:#dce4e3;--m:#41555d;--a:#3F7778}
.fcg .fcg-calcpage #fcg-est .warn{border:0;border-left:3px solid var(--brass);background:#fff8e9;color:#766247;font-size:12px;font-weight:600;border-radius:4px;padding:12px 15px}
.fcg .fcg-calcpage #fcg-est fieldset{border:1px solid #dfe8e8;border-radius:14px;padding:16px 18px 18px;margin:0 0 16px}
.fcg .fcg-calcpage #fcg-est legend{font-family:'Plus Jakarta Sans',Inter,sans-serif;font-size:11px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--teal);padding:0 6px}
.fcg .fcg-calcpage #fcg-est .g{gap:12px}
.fcg .fcg-calcpage #fcg-est label{font-size:11px;font-weight:700;color:#41555d;margin-bottom:6px}
.fcg .fcg-calcpage #fcg-est input:not([type=checkbox]),.fcg .fcg-calcpage #fcg-est select{height:45px;background:#f7f9f8;border:1px solid #dce4e3;border-radius:8px;padding:0 12px;color:var(--navy);font-size:15px}
.fcg .fcg-calcpage #fcg-est .ck label{font-size:13px;color:var(--navy);margin:4px 0 8px}
.fcg .fcg-calcpage #fcg-est .ck input{accent-color:var(--teal);width:16px;height:16px}
.fcg .fcg-calcpage #fcg-est .note{font-size:11.5px;color:#65767d;line-height:1.55}
.fcg .fcg-calcpage #fcg-est .tag{background:#e8f1ee;color:var(--teal);border-radius:100px;padding:2px 8px;font-size:10px;font-weight:700;text-transform:none;letter-spacing:0}
.fcg .fcg-calcpage #fcg-est h3{font-family:'Plus Jakarta Sans',Inter,sans-serif;font-size:19px;color:var(--navy);margin:26px 0 8px}
.fcg .fcg-calcpage #fcg-est table{display:table;font-size:13px;border:0;margin:0 0 16px;width:100%}
.fcg .fcg-calcpage #fcg-est thead{position:static;width:auto;height:auto;clip:auto;overflow:visible}
.fcg .fcg-calcpage #fcg-est th{font-size:10px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:#65767d;border-bottom:1px solid var(--line);background:none;padding:8px 0}
.fcg .fcg-calcpage #fcg-est td{display:table-cell;border-bottom:1px solid #edf0f0;padding:10px 0;color:var(--ink);background:none}
.fcg .fcg-calcpage #fcg-est td:before{content:none}
.fcg .fcg-calcpage #fcg-est td.n{color:var(--navy);font-weight:700;font-variant-numeric:tabular-nums}
.fcg .fcg-calcpage #fcg-est tr.tot td{font-size:16px;font-weight:800;color:var(--navy);border-top:0;border-bottom:1px solid var(--line)}
.fcg .fcg-calcpage #fcg-est .links a{color:var(--teal);font-weight:700}
.fcg .fcg-calcpage #fcg-est .cta{background:var(--teal);border-radius:9px;padding:11px 17px;font-size:13px;font-weight:700}
.fcg .fcg-calcpage #fcg-est tr{display:table-row}
.fcg .fcg-calcpage #fcg-est tbody{display:table-row-group}
@media(max-width:700px){.fcg .fcg-calcpage-panel{padding:20px}.fcg-calcpage-hero{padding:44px 0 34px}}
.fcg .fcg-calcpage #fcg-est table{min-width:0;max-width:100%;overflow:visible}.fcg .fcg-calcpage #fcg-est td,.fcg .fcg-calcpage #fcg-est th{white-space:normal;overflow-wrap:anywhere}.fcg .fcg-calcpage #fcg-est td.n,.fcg .fcg-calcpage #fcg-est th.n{white-space:nowrap;width:1%;padding-left:12px}
/* ===== v0.4.1 header tweaks ===== */
.fcg-site-header.gh-navigation{height:80px}
.fcg-brand-logo{width:235px}
.fcg .fcg-nav .fcg-nav-quiet{background:var(--navy);color:#fff;padding:10px 15px;border-radius:8px;font-weight:600;transition:background .2s}
.fcg .fcg-nav .fcg-nav-quiet:hover{background:var(--deep);color:#fff;text-decoration:none}
@media(max-width:900px){.fcg-site-header.gh-navigation{height:72px}.fcg-brand-logo{width:200px}
 .fcg .fcg-nav .fcg-nav-quiet{display:block;width:100%;text-align:center;padding:12px 15px;margin-top:8px}}
@media(max-width:700px){.fcg-site-header.gh-navigation{height:66px}.fcg-brand-logo{width:175px}}
@media(max-width:420px){.fcg-brand-logo{width:165px}}

/* Learn hub (v0.5) */
.fcg-learn-wrap{max-width:780px}
.fcg-learn .fcg-hub-hero{padding:60px 0 40px}
.fcg-learn-jump{display:flex;flex-wrap:wrap;gap:8px;margin-top:26px}
.fcg-learn-jump a{border:1px solid #cfdcda;border-radius:100px;padding:7px 14px;font-size:13px;font-weight:600;color:var(--navy);text-decoration:none;background:#fff}
.fcg-learn-jump a:hover{border-color:var(--teal);color:var(--teal)}
.fcg-learn-body{padding-top:40px}
.fcg-learn-section{padding:52px 0 8px;scroll-margin-top:100px}
.fcg-learn-section+.fcg-learn-section{border-top:1px solid var(--line);margin-top:44px}
.fcg-learn-head{display:flex;gap:18px;align-items:flex-start}
.fcg-learn-head .fcg-iconbox{flex:0 0 auto;margin:2px 0 0}
.fcg-learn h2{font-size:clamp(24px,2.6vw,30px)}
.fcg-learn-intro{margin:10px 0 0;color:#52666c;font-size:15.5px;line-height:1.7}
.fcg-learn-list{list-style:none;margin:26px 0 0;padding:0;border-top:1px solid var(--line)}
.fcg-learn-list li{border-bottom:1px solid var(--line)}
.fcg-learn-list a{display:block;padding:17px 4px;text-decoration:none;color:inherit}
.fcg-learn-title{display:block;font-family:var(--fcg-head);font-weight:650;font-size:17px;color:var(--navy);letter-spacing:-.01em}
.fcg-learn-list a:hover .fcg-learn-title{color:var(--teal)}
.fcg-learn-ex{display:block;margin-top:4px;font-size:14px;color:var(--muted);line-height:1.6}
.fcg-learn .fcg-quick-more{text-decoration:none}
.fcg-learn-empty{margin-top:24px;background:var(--ivory);border-radius:14px;padding:20px 22px}
.fcg-learn-empty .fcg-pill{background:#fff;color:#8a6237;border:1px solid #e6d5c1}
.fcg-learn-empty p{margin:10px 0 0;font-size:14px;color:#5d6a6f}
.fcg-learn-legal{margin:52px 0 70px}
@media(max-width:700px){.fcg-learn .fcg-hub-hero{padding:42px 0 30px}.fcg-learn-section{padding-top:38px}.fcg-learn-section+.fcg-learn-section{margin-top:30px}.fcg-learn-head{gap:14px}.fcg-learn-head .fcg-iconbox{width:40px;height:40px}}
/* Coming-soon tiles (v0.5.1) */
.fcg-soon:hover{box-shadow:none;transform:none}
.fcg-soon .fcg-iconbox{background:#f1efe9;color:#8b979b}
.fcg-soon-pill{background:var(--ivory);color:#8a6237;border:1px solid #e6d5c1}
.fcg-learn-sub{color:var(--teal);font-weight:600;text-decoration:underline;text-underline-offset:3px}

/* Title company directory (v0.6) */
.fcg-dir-note{margin:14px 0 0;font-size:14px;color:#5d6a6f;max-width:620px}
.fcg-dir-filters{display:grid;grid-template-columns:1fr 1fr 1.2fr;gap:12px;margin-top:36px;padding:18px;border:1px solid var(--line);border-radius:14px;background:#fff}
.fcg-dir-filters select,.fcg-dir-filters input{width:100%;height:45px;background:#f7f9f8;border:1px solid #dce4e3;border-radius:8px;padding:0 12px;color:var(--navy);font-size:14px}
.fcg-dir-status{font-size:13px;color:var(--muted);margin:14px 2px 0}
.fcg-dir-region{padding-top:40px}
.fcg-dir-region+.fcg-dir-region{margin-top:36px}
.fcg-dir-list{list-style:none;margin:20px 0 0;padding:0;border-top:1px solid var(--line)}
.fcg-dir-item{display:flex;justify-content:space-between;align-items:flex-start;gap:20px;padding:16px 4px;border-bottom:1px solid var(--line)}
.fcg-dir-name{font-size:17px!important;font-weight:650;letter-spacing:-.01em!important}
.fcg-dir-meta{margin:4px 0 0;font-size:13.5px;color:#5d6a6f;line-height:1.5}
.fcg-dir-ns{color:#8b979b}
.fcg-dir-link{flex:0 0 auto;font-size:13px;font-weight:600;color:var(--teal);text-decoration:none;padding-top:2px}
.fcg-dir-link:hover{text-decoration:underline}
.fcg-dir-about{margin-top:60px;padding:28px;background:var(--ivory);border-radius:16px}
.fcg-dir-about h2{font-size:22px!important}.fcg-dir-about h3{font-size:16px;margin-top:20px!important}
.fcg-dir-about p{font-size:14px;color:#4f5e64;line-height:1.7;margin:10px 0 0}
.fcg-dir-about a{color:var(--teal);text-decoration:underline;text-underline-offset:3px}
@media(max-width:700px){.fcg-dir-filters{grid-template-columns:1fr;padding:14px}.fcg-dir-item{flex-direction:column;gap:6px}.fcg-dir-about{padding:20px}}

/* Info pages: About, Disclosures (v0.6.1) */
.fcg-info-date{margin:16px 0 0;font-size:13px;color:var(--muted)}
.fcg .fcg-info-body{padding:20px 0 80px;font-size:1.0625rem}
.fcg .fcg-info-body>h2{font-size:clamp(1.35rem,2.4vw,1.6rem)}
.fcg .fcg-info-body a{color:var(--teal);text-decoration:underline;text-underline-offset:3px}
.fcg .fcg-info-body ul{padding-left:1.2em}

/* v0.6.2: Learn, directory and info pages use the homepage container (.fcg-wrap: max-width 1150px, 28px side padding, 20px under 700px). Prose keeps a 740px reading measure. */
.fcg-learn-wrap{max-width:1150px}
.fcg-learn-intro,.fcg-learn-empty p,.fcg-dir-about p,.fcg-learn-legal{max-width:740px}
.fcg .fcg-info-body>*{max-width:740px}
.fcg-learn-body>*{max-width:740px}
.fcg-dir-filters{max-width:none}

/* v0.6.3: two-column directory grid, row-wise alphabetical order (left to right, then down). Identical card for every listing. */
.fcg-dir-list{display:grid;grid-template-columns:1fr 1fr;gap:12px;border-top:0;margin-top:20px}
.fcg-dir-item{display:block;border:1px solid var(--line);border-radius:12px;padding:16px 18px;background:#fff}
.fcg-dir-link{display:inline-block;margin-top:8px;padding-top:0}
@media(max-width:760px){.fcg-dir-list{grid-template-columns:1fr}}

/* v0.6.5 typography fix: Source sets html{font-size:62.5%}, so article/info sizes use px. Homepage unaffected. */
.fcg .fcg-content,.fcg .fcg-info-body{font-size:18px;line-height:1.7}
.fcg .fcg-content p,.fcg .fcg-content li{font-size:inherit;line-height:1.7}
.fcg .fcg-content h2,.fcg .fcg-content>h2{font-family:'Plus Jakarta Sans',Inter,sans-serif;font-size:clamp(24px,2.6vw,28px);line-height:1.25;color:var(--navy);letter-spacing:-.02em;font-weight:700}
.fcg .fcg-content h3{font-family:'Plus Jakarta Sans',Inter,sans-serif;font-size:19px;line-height:1.3;color:var(--navy);letter-spacing:-.015em;font-weight:700}
.fcg .fcg-article-title{font-size:clamp(34px,4.6vw,46px)}
.fcg .fcg-article-dek{font-size:21px}
.fcg .fcg-byline{font-size:14px}
.fcg-learn-intro{font-size:17px}
.fcg-learn-title{line-height:1.3}
@media(max-width:700px){.fcg .fcg-content,.fcg .fcg-info-body{font-size:17px}}
.fcg .fcg-content h2,.fcg .fcg-content h3{font-family:'Plus Jakarta Sans',Inter,sans-serif!important}
.fcg .fcg-content table{font-size:15px;line-height:1.5}.fcg .fcg-content th{font-size:12px;white-space:nowrap}.fcg .fcg-content td{font-size:15px}
/* v0.6.6: guide articles use the homepage container, left-aligned; prose capped at 740px */
.fcg-article.fcg-wrap{max-width:1150px;margin-left:auto;margin-right:auto}
.fcg-article.fcg-wrap .fcg-read,.fcg-article.fcg-wrap .fcg-article-header{max-width:none;margin-left:0;margin-right:0;padding-left:0;padding-right:0}
.fcg-article-header .fcg-article-title{max-width:900px}.fcg-article-header .fcg-article-dek{max-width:820px}
.fcg .fcg-article-body{display:block;max-width:none;margin:0;padding:0}
.fcg .fcg-article-body>*{max-width:740px;margin-left:0;margin-right:0}
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